London, England, March 8, 2018 /Xinwengao.com/ - London-based FinTech firm Humaniq is marking the milestone of its app reaching its first 50,000 downloads by announcing a new, improved version.

Humaniq announced a Free Secure Chat & Crypto-Wallet App and a new referral program for its community of users. The Humaniq app includes a wallet, bioID, secure messenger and the unbanked can use it for making digital ID and peer-to-peer transactions in African countries (including Uganda, Senegal, Zimbabwe, Tanzania, and Rwanda).

The new features include:

New referral program
With Humaniq’s  egalitarian emission approach, a large proportion of the HMQ crypto coin is reserved for active app users. A referral program has showed a very positive adoption curve from users, with more than 10,000 users together inviting more than 75,000 thousand friends in total to join the application. Humaniq’s new 2.0 referral program  will build on this by displaying community progress with referrals and thereby make the  referral process more transparent and intuitive for all users.

Transaction options extension
Transactions can now be made via the messenging chat system. The principle the Humaniq app is grounded in- is that everything should revolve around humans coming together to build community. That is why an ability to communicate is crucial. The Humaniq team have introduced transactions into personal chats to focus on the communication between people. Whether it is a text, or an image or a gift in HMQ – it is now all in one place.

In addition,  users  are now allowed not only to send HMQ, but also to request directly from their friends or family. The Humaniq team believes that an ability to request a desired amount is a more efficient and faster way to communicate financially. This feature is available for all users that have access to the wallet, and is also secured by our enhanced anti-fraud system. Users can also enjoy  a new way of grouping transactions as  a smarter way to organise personal communication. From now on, users will be able to clearly focus either on the financial history or on the correspondence with a specified friend  by staying in the unified chat room. While text and media messages will be group based on the timing, financial transactions will be grouped by type and action type.

New on-boarding process
The Humaniq team redesigned the on-boarding process to make it clearer and easier for inexperienced smartphone users. The close collaboration with Humaniq’s ambassadors in African nations led to the  creation of an on-boarding process that adapts to the needs of customers, whereas the purpose remains the same: to explain what features are available, how to use them and how to benefit from their use.

New registration process
A new registration process allows users to start interacting with a Humaniq assistant bot, which becomes  smarter and is learning to execute more useful commands, even without the registration. Unlike conventional applications where a user has to specify required personal credentials in order to get access to a given  functionality, the Humaniq team would like to let users choose what functionality is needed, and how to access it.

Optional passcode and new security standards
Humaniq App security standards have also been reconsidered and will allow users to opt-out from a required passcode. There is, therefore, also an AI powered system to decide when an additional biometric verification is required to eliminate the risk of  of unauthorised transactions.

“The Humaniq’s team of ambassadors in Africa received and analysed feedback from users, and with this data it was possible to create such  significant updates. We hope our users will appreciate all the innovations and we will move even further towards our goal to empower the unbanked” – said Anton Mozgovoy, CTO Humaniq.

The Humaniq team has also made additional upgrades to remote infrastructure and with new CDN points, users in Africa will experience a faster by 16% response rate from mobile application which is already available in Google Play and can be used even on low-end mobile devices with Android 4.0.3.

ABOUT HUMANIQ
Humaniq is a London-based Fintech firm that provides next generation financial services using its Blockchain-based mobile application targeted at the unbanked and underprivileged in emerging economies globally. Humaniq is focused on worldwide financial inclusion by providing access to global markets, greater opportunities, and novel financial solutions using repurposed technologies for those gaining exposure to financial services for the first time.

Media contact
Alex Fork Office
+447375640918
pr@humaniq.com

The press release Humaniq releases brand new version of popular App comes from Xinwengao.com press release distribution and journalist media database service in China.

Hong Kong, August 28, 2017 /Xinwengao.com/ - TiENPAY Limited, a pioneer financial technology firm that offers a global digital mobile wallet, clearance and settlement platform, announces that it has launched its T8Coin initial coin offering (ICO). The offering, from which investors can purchase TiENPAY’s proprietary T8Coin tokens with attractive investment return prospects, will fund the company’s development of an innovative blockchain-based royalty disbursement platform.

At the same time, TiENPAY is officially launching a fully licensed digital currency exchange in Hong Kong today, in partnership with Chinese financial firm, Baixin Financial Group Ltd. The exchange will allow the trading and conversion of four pairs of cryptocurrencies and fiat currencies, including Bitcoin/US dollar, Bitcoin/Australian Dollar, Bitcoin/CNY, and Bitcoin/Hong Kong dollar.

“I’m excited to announce that TiENPAY’s ICO has so far received strong investor enthusiasm, because our T8Coins are to fund a smart contract-based media and loyalty disbursement project that is expected to return handsomely for our token holders,” says William Tien, founder and CEO of TiENPAY. “In addition, the launch of the Hong Kong digital currency exchange pushes us one step forward in realizing our mission of creating a global and ubiquitous omni-channel financial platform offering hassle-free access to digital goods and services.”

“We are excited to partner with leading fintech company TiENPAY to launch the Hong Kong digital currency exchange,” says Liu Ziwei, Managing Director of Baixin Financial Group. “The exchange will benefit the fintech community in Asia to convert cryptocurrency and fiat currency with the convenience of just a few swipes of their fingers.”

The Initial coin offering, similar to an initial public offering, is a form of crowd sale where tech companies or projects raise capital in the form of crytocurrency, usually Bitcoin or Ethereum, by issuing project tokens. Since Mastercoin announced the first ICO globally, ICOs have become increasingly popular. In 2017, nearly 90 ICOs have taken place globally, raising crytocurrencies worth US$1 billion. China’s first ICO was completed last year by a project named Xiaoyi, and the market has skyrocketed since then. During the first half of this year, 64 ICOs were issued in China, raising crytocurrencies worth a total of RMB2.6 billion (US$420 million), taking over 40% of the global total.

TiENPAY’s T8Coin is a crypto token that utilizes the Ethereum Blockchain and consensus network. Early investors buying T8Coins during the ICO will be entitled to receive royalties in perpetuity from 20 web films TiENPAY plans to produce in the next five years. The web films will be embedded with TiENPAY’s proprietary Xtopp platform, which offers innovative advertisement and sponsorship opportunities to clients, therefore creating lucrative revenue streams that will be distributed to T8Coin holders. These web films will be distributed on China’s major online video sites and other prominent distribution channels.

The ICO accepts Bitcoin or Ethereum in exchange for the T8Coin token, which represents a contractual right to receive a royalty derived from the sale of T8Coin content. T8Coin is supported by Smart Contracts that act as an escrow agreement between the T8Coin and the Investors who purchase the tokens.

“It is the first time where web film production and distribution has been combined with innovative smart contract and blockchain technology to create an opportunity to benefit discerning investors,” says Victor Chow, co-founder and group chief operating officer of TiENPAY. “We expect with the completion and broad online distribution of our first movie before year-end, our token holders will be generously rewarded for their foresight in purchasing our T8Coin tokens.”

Last month, TiENPAY announced that it plans to produce 20 web films to promote the usage of innovative technologies such as its own mobile wallet. The first film, a comedy thriller web film “Wallet”, will be produced by Beijing Jinmache Film & Television Culture Communication Co., Ltd.  Production will start in September.

The pre-ICO, which has a maximum of 100 million T8Coins, began on August 18. The T8Coin crowd sale, with a cap of 100 million tokens, will start from September 8 to 22, 2017.  Any unsold tokens will be “burned”, or destroyed.

For more information, please contact:
Maggie Wang
Asia Media Network
Email: tienpay@asiamedianet.com for more details.

ABOUT TiENPAY:
Tracing its roots back to the first mobile phone mobile wallet in Australia in 1996, TiENPAY Limited is a leading global mobile wallet clearance and settlement platform. Founded by Singaporean entrepreneur and finance veteran William Tien and former Huawei executive Victor Chow, the company’s operations include mobile wallet apps and a digital currency exchange. The company currently has operations in Hong Kong, Singapore, China, Australia, U.S., U.K., India and Russia.

*Important disclosure: Investors are advised to exercise caution when purchasing cryptocurrencies, and are advised to conduct their own research and come to a conclusion purely based on their own analysis. This release is distributed to inform and disclose information and may not serve in any way as defining TienPay Limited and its affiliates’ legal obligations to token purchasers.

The press release Global Mobile Wallet Pioneer TiENPAY Launches Initial Coin Offering comes from Xinwengao.com press release distribution and journalist media database service in China.